Who may own?
Saudi resident
Residents apply through the official portal using their iqama number. A lawful resident may also own one home outside the designated geographic zones, except in Makkah and Madinah, subject to applicable rules.
Non-resident individual
Before ownership, a non-resident must obtain an approved digital identity, open a Saudi bank account in their name, and obtain a Saudi mobile number linked to the digital identity.
Companies and entities
The route depends on the legal form and may require prior registration with the Ministry of Investment or another competent authority.
Where is ownership allowed?
The law permits ownership across the Kingdom subject to approved zones, rights, percentages, and controls. Riyadh, Jeddah, Makkah, and Madinah have specifically mapped geographic zones on the official portal.
Ownership by a natural person in the two holy cities is limited to Muslims and to the approved zones. Always verify the parcel on the official map.
Practical ownership journey
- Confirm your legal category.
- Check the approved zone, right type, and ownership limit.
- Complete title, registry, lien, planning, licence, and use due diligence.
- Prepare identity, banking, and source-of-funds documentation.
- Apply through the Saudi Properties portal.
- Complete registration with the Real Estate Registry.